Liability insurance, also recognised as commercial auto liability insurance, is a pivotal form of coverage that addresses bodily injury and property damage inflicted on others in the event of an accident where the insured party is deemed at fault. It extends support for medical expenses, legal fees, and property damage costs incurred by third parties. This insurance category is not merely a choice but a legal imperative for commercial trucks traversing public roads, ensuring compliance with regulatory mandates while mitigating financial risks associated with potential liabilities.